Congruence Advisers 

Congruence Emerging Business - A small cap heavy offering (> 60%) of businesses that can deliver 1.5x times the nominal GDP growth rate of the country at reasonable valuation over a time frame of 3-5 years, Congruence Flexicap - A flexicap approach with balanced allocation across large, mid & small caps segments. In large caps we have a value investing mindset while the mid & small exposure is driven by a growth mindset. Reasonable entry valuation is a prerequisite for every business that gets included in this product

Congruence Advisers has a well defined investment philosophy that takes into account perspectives like fundamental analysis, macroeconomic framework, cross asset pricing, technical analysis & sector rotation. We believe that the long term is a series of medium terms and that investors will need to calibrate to changing market conditions if they wish to have a healthy return across market cycles., We have clearly defined views on how we select/eliminate sectors and businesses after taking into account industry structure, profit pools, competitive advantages & long term unit economics. Our coverage universe exceeds 150 businesses across sectors and market capitalization., While our research process is bottom up for each business, we focus equally on choosing the combination of businesses that help investors construct differentiated portfolios. Technical analysis of each business & relative strength assessment are integral parts to the eventual selection of businesses., More details on our investment approach on our website - https://congruenceadvisers.com/

A smallcase is a curated basket of stocks/ETFs* that reflects a certain objective (ideas, themes, strategies), backed by the research of the smallcase manager. You can invest in a smallcase in 2 clicks., *ETFs (Exchange Traded Funds) are baskets of securities that track an underlying index (Nifty, Gold, etc) and can be bought and sold on the exchange.

The smallcase manager decides who can invest in the smallcases created by them and can create two types of smallcases :, Exclusive smallcases : smallcases which require a subscription to the smallcase manager's Advisory in order to invest in the smallcase. You can subscribe to a smallcase directly from the smallcase profile through the subscription form., Public smallcases : smallcases in which anyone who has an account with our partner brokers can invest. You can invest in this smallcase by clicking on “Buy smallcase” in the smallcase profile and logging with your broker credentials.,

When you buy a smallcase, the index value is set to 100 on the buy day - this helps you track the total returns without having to monitor each stock. You can also use the performance metrics to get a more detailed understanding of your smallcase.

There are no lock-in periods, so you may sell your smallcases anytime. As a concept however, smallcases work best when used for long-term investing.